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Klarna - Flexible Payments

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We’ve partnered with Klarna to give you a better shopping experience. Split the cost of your purchase into 12 interest-free payments, paid every 30 Days. No interest. No catch. Just more time to pay for the things you love.




  • Add item(s) to your cart and head to the checkout. 
  • Select Klarna at the checkout to pay as you like for your purchase. 
  • Manage your orders and payments in the Klarna app.



  •  A US bank account
  • Be 18 years of age or older
  • A US residential address




Who is Klarna?

Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of smooth payments to over 200,000 online stores. More than 90 million consumers worldwide have trusted Klarna to securely handle their payments. When shopping with Joy Love Dolls you can now choose Klarna to pay later or pay over time.


How does Klarna work?

  1. Add the items that you want to order into the shopping cart.
  2. Follow the checkout process and select Klarna as the payment method.
  3. There will be a soft credit check on application to determine if you are eligible for this payment method. Soft credit checks do not impact your credit file at the time of application or even if a payment is missed or late.
  4. Klarna will send you an email confirmation and reminders when it's time to pay and you can check your orders and payments in the Klarna app.


Klarna Payment Options

Pay in 12 interest-free instalments

  • 'Pay in 12 interest-free instalments’ allows you to spread the cost of your purchase over 12 equal payments. Each instalment will be automatically collected from the debit or credit card you entered at checkout.
  • Your first instalment will be collected when your order is confirmed and your instalments  are scheduled in every days 30. You can easily check your payments’ schedule from within the Klarna app.

Pay later in 30 days

  • After your order is confirmed, Klarna will send you an email with the payment instructions within two days.
  • You’ll then have 30 days to complete the payment online, at your convenience, with no extra cost. You can pay via credit or debit card in the Klarna app or by logging in to


Are you eligible to use Klarna?

You must be at least 18 years old to use Klarna payment services and are offered subject to your financial circumstances. Klarna uses a 'soft credit search' to assess your eligibility, but don't worry, this doesn't affect your credit rating.


When do I have to pay?

You'll receive an email from Klarna with payment instructions 2 days after your order is shipped.

*Joy Love Dolls acts as an introducer and not a lender of unregulated credit products provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18+, subject to status, T&Cs apply. Please note Pay in 30 days and Pay in 12 instalments is not regulated by the FCA. Borrowing beyond your means could seriously affect your financial status, ensure you can afford to make your repayments on time by the due date.

Please spend responsibly. Make sure you can afford your monthly repayments on time.